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You should have already requested your free copy of our award-winning, #1 best-selling book, Starting Medicare Smartly within the first 6 (six) - 12 (twelve) months after turning 64...
...AND you should have already scheduled a complimentary Medicare SmartStart Strategy Session with us within 4 (four) - 6 (six) months before turning 65 to confidently know what you need to do about Medicare --- and why.
If you have not gotten our book, or met with us to put a smart, strategic plan in place...you are behind and against the clock running a real risk of paying a late penalty.
You are cutting it TOO CLOSE to missing your Medicare Initial Enrollment penalty period deadline, which means any mistakes made can not be undone.
There is no "re-do" with the government. Time is ticking...and you are rolling the dice...
It is URGENT we get together as soon as possible so we make sure you are well taken care of before it's too late and you are assigned a permanent penalty --- which will increase the monthly price you'll pay for Medicare --- for life!
Click the BIG RED BUTTON below now to immediately apply for an emergency appointment and get things going...


Since 2015, Andrew has helped over 2,100+ WNY'ers through the free, 5-star rated and nationally recognized Medicare SmartStart Program™ to take away all the stress folks suffer with trying to tackle Medicare on their own. His impressive record of success has Andrew featured in Forever Young Magazine and the BEE Group Newspapers, exclusive interviews on WECK Radio's Senior Matter's Program, nominated to Buffalo Business First 40 Under 40 (2023), and listed in Marque's Who's Who In America (2024). He is the author of the award-winning #1 best-selling book, "Starting Medicare Smartly," which reveals the new, confusing rule changes for signing up for Medicare the first time and how to avoid common mistakes, not mess anything up, and prevent paying a permanent late penalty at 65 or anytime after