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I'll be the first to admit my FREE Medicare SmartStart Program might sound a little scammy and too good to be true. It might seem unbelievable that someone would still want to work for your best interest...especially in todays rightfully untrusting world.
Fortunately, you don't have to take my word for it. More than 2,100+ WNY'ers have successfully participated in my free, nationally recognized Medicare SmartStart Program ™ and feedback has been so overwhelmingly positive. we've been voted #1 BEST Medicare agency in Buffalo for the last 6 Years in a row!
If you're still skeptical or suspicious, feel free to read more than 1,000+ 5-star ratings and reviews we've received from happy and satisfied clients combined, between Google, Facebook, and third-party ranking site, TrustPilot, or check out the testimonial page we've put together to prove our reputation is the real deal.
I'd challenge you to schedule a complimentary Medicare SmartStart Strategy Session with me so you can come in, meet my wife, Lyndsey and I, share your situation, and see if you think my program is right for you.
You can see hundreds of smiling pictures from our program participants on the wall in our concierge lounge area, many of which will be people you already know from your friends, family, neighbors or coworkers.
I get this question a lot and it reminds me of Walt Disney World where many guests ask "What time is the 3 o'clock parade?" (but what they really mean is when will the parade be coming by where I am sitting?)
So, when people ask about cost to work with us when it's offered for free, what I think the really mean is, "How can you do all this work for me and not charge a fee?"
Here's the quick and simple answer...
In 2015, we set up our company to be "service-based," not "sales-based" as a 1099 independent contractor, with no affiliation, influence or conflict of interest from any insurance company at all. We are paid a fixed fee-for-service set each year directly by the Center for Medicare Services (CMS). The Medicare SmartStart Program™ is an educational service we offer to those who need help with the Medicare planning process.
This makes us unique and different, unlike other options around the area, because the money we make is based solely on the number of people we help. We do not need to meet monthly sales quotas and are not bribed, bought-off, or bonused based on persuading or pushing you to pick one plan over another.
For starters, we are a "service-based" company --- NOT a "sales-based" company.
This means we have no affiliation with any Insurance Company, so you can trust that any conversation we have with you has no hidden incentive, no influence, and no conflict of interest...without question and without compromise.
And while everyone else, whether online, over-the-phone, or in-person, starts with "Let me show you these great coverage choices" (which is sales speak for here's why you should buy what I'm trying to sell you), we do the complete opposite.
We start with a conversation about you and your unique needs. We want you to share your situation and understand the benefits you are entitled to for all that money they've taken from your paycheck over the last 30 or 40 years.
You need to be confident you know if Medicare even makes sense to sign up for at 65...OR...maybe it makes more sense to suspend and sign up later in life...and I will hold-you-by-the-hand to help you figure out all that fine print, plus put in place a protection plan to prevent paying a late penalty, fine or fee in the future.
The SOLE GOAL of my Medicare SmartStart Program™ is to take away all your fears and frustrations, so you can be confident you start Medicare smartly...by using the time-tested, step-by-step process hundreds of satisfied WNY'ers have relied on...giving you a safe, smart and successful way to make your move to Medicare simpler, easier, stress-free, and feel effortless --- which is what you want and deserve! (Who would've thought a place like this could exist!?)
Typically, when you sign up for Medicare the traditional way, it takes upwards of 3 months for the complete the entire enrollment cycle. (1) fill out and file your forms, process your paperwork, approve your application and finally issue your Medicare ID.
It can be a lengthy, long amount of time to anxiously await, wondering and worrying if you did things correctly, on time and without error...
You'll be happy to hear when you rely on my free Medicare SmartStart Program™, we understand the value of your time, and have designed and developed our entire 3-step process to make your move to Medicare as fast and painless as possible.
In fact, our acceptance and approval time averages only 3 weeks, not 3 months like when you do-it-yourself (and we are now seeing sometimes just 3 days!)
As a courtesy to those still working, I do offer Friday and Saturday sessions. This way you can take a half-day Friday and get an early jump on the weekend, or wait until the weekend and not take time off.
Absolutely.
And if you're a do-it-yourselfer, more power to ya' but my Medicare SmartStart Program™ is NOT for you, so don't schedule a session.
We get it. We aren't right for everyone.
Our philosophy is, "we can't help anyone who doesn't want to be helped."
If you are on the fence, the current program saves you over 20+ hours of valuable time from filling out and filing your Medicare forms, so you can actually spend your time on things you enjoy most, like golfing, gardening, grandkids or maybe going to Disney...and avoid the one thing you don't want to be spending any of your time on...Medicare.
We are a short 17.3 miles (just 23 minutes), away from the Buffalo, NY Social Security office.
CLICK HERE For Directions BUFFALO SOCIAL SECURITY
We are a short 15.6 miles (just 20 minutes), away from the West Seneca, NY Social Security office.
CLICK HERE For Directions WEST SENECA SOCIAL SECURITY
If you have to ask, you probably already know the answer.
Here are my 3 tips you can use to questions that most people never know to ask...
1. Will the person, or place, be compensated by the company they work for? (conflict of interest to their conversation).
2. Are they offering a planning service, or selling you something? (look for third-party educational material VS branded sales material trying to sell you something specific from a certain company).
3. What other services do they offer? It is my belief to have documented authority, credibility and expertise, you must be focused on a single niche, not mediocre at many. (as the saying goes "jack of all trades, master of none).
It's easy!
I've made a special scheduling page just for new participants who want to put my proven Medicare SmartStart Program™ to work for them. Just click the link below to get started for FREE...


Since 2015, Andrew has helped over 2,100+ WNY'ers through the free, 5-star rated and nationally recognized Medicare SmartStart Program™ to take away all the stress folks suffer with trying to tackle Medicare on their own. His impressive record of success has Andrew featured in Forever Young Magazine and the BEE Group Newspapers, exclusive interviews on WECK Radio's Senior Matter's Program, nominated to Buffalo Business First 40 Under 40 (2023), and listed in Marque's Who's Who In America (2024). He is the author of the award-winning #1 best-selling book, "Starting Medicare Smartly," which reveals the new, confusing rule changes for signing up for Medicare the first time and how to avoid common mistakes, not mess anything up, and prevent paying a permanent late penalty at 65 or anytime after