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Buffalo, NY's Top Medicare Planning Service

Serving Akron, Alden, Amherst, Clarence, Depew, Lancaster, Williamsville And Surrounding Areas 

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Frequently Asked Questions

Andrew Answers The Most Common Questions Asked About His Free, 5-Star Rated & Nationally Recognized Medicare SmartStart Program™

Andrew Answers The Most Common Questions Asked About His Free, 5-Star Rated & Nationally Recognized Medicare SmartStart Program™

Come On...FREE Medicare Help Not Trying To Sell Me Something!? Is This A Scam?

I'll be the first to admit my FREE Medicare SmartStart Program might sound a little scammy and too good to be true. It might seem unbelievable that someone would still want to work for your best interest...especially in todays rightfully untrusting world.

Fortunately, you don't have to take my word for it. More than 1,110+ WNY'ers have successfully participated in my  Medicare SmartStart Program ™ gaining national recognition and feedback is overwhelmingly positive.

If you're skeptical or suspicious, feel free to read more than 350+ 5-Star ratings and reviews on Google, or third-party ranking site, TrustPilot, or check out the testimonial page we've put together to prove our reputation is the real deal.

I'd challenge you to schedule a complimentary Medicare SmartStart Strategy Session with me so you can come in, meet my wife, Lyndsey and I, share your situation, and see if you think my program is right for you.

​You can see hundreds of smiling pictures from our program participants on the wall in our concierge lounge area, many of which will be people you already know from your friends, family, neighbors or coworkers.

How Much Does The FREE Medicare SmartStart Program™ Cost?

I get this question a lot and it reminds me of Walt Disney World where many guests ask "What time is the 3 o'clock parade?" (but what they really mean is when will the parade be coming by where I am sitting?)

So, to translate from above, here's what I think most people mean: "HOW can the Medicare SmartStart Program be free? You can't do all this work and not make money?"

Here's my quick and simple answer...

The Medicare SmartStart Program™ is my creation. I hold the trademark, which means I make my own rules and can determine how best to serve the community without outside influence or conflict of interest from the Insurance Companies.

To be transparent, in 2015, we set up our corporation to be 1099 independent contractors and choose to accept a fixed fee-for-service, which is set each year directly by the Centers for Medicare Services (CMS).

We are paid every two-weeks, based on the number of people who we successfully put through the Medicare SmartStart Program™. Our fixed-fee is the same, irrelevant of how we help you, or which insurance plan we may help you compare and choose after our review and recommendations.

Said simply, I can actually provide better for my family by keeping things free to you, and focusing on over-delivering a better service and experience which exceeds your expectations, than providing a mediocre service to the masses.

Essentially, by serving people better, we have a bigger IMPACT and by default, our we don't have to worry about our income. 

We do not have to meet any monthly sales quotas, so you can sleep soundly knowing we never allow ourselves to be bribed, bought-off, or bonused based on persuading or pushing you to pick one plan over the other.

What Makes The Medicare SmartStart Program™ Different From Other Options That Say They Talk About Medicare, Too?

For starters, we are a service-based company --- NOT a sales-based company.

This means we have no affiliation with any Insurance Company, so you can trust that any conversation we have with you has no hidden incentive, no influence, and no conflict of interest...without question and without compromise.

And while everyone else, whether online, over-the-phone, or in-person, starts with "Let me show you our great coverage choices" (which is sales speak for here's why you should buy our stuff), we do the complete opposite.

We start with a conversation about you and your unique needs. We want you to share your situation and understand the benefits you are entitled to for all that money they've taken from your paycheck over the last 30 or 40 years.

You need to be confident you know if Medicare even makes sense to sign up for at 65...OR...maybe it makes more sense to suspend and sign up later in life...and I will hold-you-by-the-hand to help you figure out all that fine print, plus put in place a protection plan to prevent paying a late penalty, fine or fee in the future.

​The SOLE GOAL of my Medicare SmartStart Program™ is to take away all your fears and frustrations, so you can be confident you start Medicare smartly...by using the time-tested, step-by-step process hundreds of satisfied WNY'ers have relied on...giving you a safe, smart and successful way to make your move to Medicare simpler, easier, stress-free, and feel effortless --- which is what you want and deserve! (Who would've thought a place like this could exist!?)

Will Signing Up For Medicare Take Forever? I'm Still Working And I Just Need To Get This Done And Over With Quickly!

Typically, when you sign up for Medicare the traditional way, it takes upwards of 3 months for the complete the entire enrollment cycle. (1) fill out and file your forms, process your paperwork, approve your application and finally issue your Medicare ID.

It can be a lengthy, long amount of time to anxiously await, wondering and worrying if you did things correctly, on time and without error...

You'll be happy to hear when you rely on my free Medicare SmartStart Program™, we understand the value of your time, and have designed and developed our entire 3-step process to make your move to Medicare as fast and painless as possible.

In fact, our acceptance and approval time averages only 3 weeks, not 3 months like when you do-it-yourself (and we are now seeing sometimes just 3 days!)

As a courtesy to those still working, I do offer Friday and Saturday sessions. This way you can take a half-day Friday and get an early jump on the weekend, or wait until the weekend and not take time off.

Can't I Just Do All This Medicare Stuff On My Own?

Absolutely.

And if you're a do-it-yourselfer, more power to ya' but my Medicare SmartStart Program™ is NOT for you, so don't schedule a session.

We get it. We aren't right for everyone.

Our philosophy is, "we can't help anyone who doesn't want to be helped."

If you are on the fence, the current program saves you over 20+ hours of valuable time from filling out and filing your Medicare forms, so you can actually spend your time on things you enjoy most, like golfing, gardening, grandkids or maybe going to Disney...and avoid the one thing you don't want to be spending any of your time on...Medicare.

What Zip Codes Do Most Medicare SmartStart Program™ Participants Live?

How Far Are You Located From The Buffalo Social Security Office?

We are a short 17.3 miles (just 23 minutes), away from the Buffalo, NY Social Security office.

CLICK HERE For Directions BUFFALO SOCIAL SECURITY

How Far Are You Located From The West Seneca Social Security Office?

We are a short 15.6 miles (just 20 minutes), away from the West Seneca, NY Social Security office.

CLICK HERE For Directions WEST SENECA SOCIAL SECURITY

Everyday It Seems Like I Am Getting Medicare Ads About "Attend A Medicare 101 Class," Stop Somewhere To "Simplify Medicare," Or To "Sign Up For A Virtual Medicare Seminar" ...Should I Trust Any Of Them?

If you have to ask, you probably already know the answer.

Here are my 3 tips you can use to questions that most people never know to ask...

1. Will the person, or place, be compensated by the company they work for? (conflict of interest to their conversation).

2. Are they offering a planning service, or selling you something? (look for third-party educational material VS branded sales material trying to sell you something specific from a certain company).

3. What other services do they offer? It is my belief to have documented authority, credibility and expertise, you must be focused on a single niche, not mediocre at many. (as the saying goes "jack of all trades, master of none).

I Don't Have The Time Or The Desire To Deal With Do Everything With Medicare Directly, So What's The Next Step To Have You Do It All For Me, Andrew?

It's easy!

I've made a special scheduling page just for new participants who want to put my proven Medicare SmartStart Program™ to work for them.  Just click the link below to get started for FREE...

You Can Feel Confident Knowing What To Do With Medicare.​

I Can Take Away The Stress Of Trying To Tackle It On Your Own.

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Figuring out all the fine print with Medicare doesn't need to feel stressful. You don't have to spend your scarce free time at home, alone, in isolation, relying on your own assumptions and hit-or-miss guesses, attempting to do-it-yourself.

Confidently knowing exactly what to do with Medicare (and when) is THE KEY to avoiding paying a late penalty and only my Medicare SmartStart Program™ will show you how.

If you don't have the time or the desire to deal with Medicare directly, and want a BETTER, SMARTER, time-saving solution to short-cut hours of your own trial and error so you know --- without question --- you aren't messing anything up, or making a major mistake.

Let me put my proven 3-step Medicare SmartStart Program™ to work for you --- for FREE --- and get everything expertly done-for-you without you really having to do much of anything other than ask...

​Click the BIG [YES! I Want Your Free Help, Andrew!] BUTTON below to take the next step and schedule a complimentary Medicare SmartStart Strategy Session with me --- it's that easy!

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Who Is Andrew Hibbard?

Since 2015, Andrew has helped over 1,150+ WNY'ers through the free, 5-star rated and nationally recognized Medicare SmartStart Program™, taking away all the stress from folks trying to tackle Medicare on their own. His impressive record of success has Andrew featured in Forever Young Magazine and the BEE Group Newspapers, exclusive interviews on WECK Radio's Senior Matter's Program, nominated to Buffalo Business First 40 Under 40 (2023), and listed in Marque's Who's Who In America (2024).  He is the author of the award-winning #1 best-selling book, "Starting Medicare Smartly," which reveals how new rules changed the sign up process and procedures for Boomers  born after 1956 and how to avoid common mistakes, messing anything up, and prevent paying a late penalty at 65 or anytime after

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