(1). Less Risk With A Service-Based Company, Not Sales-Based

We are known as the “anti-insurance agency” and don’t act like “salespeople.”  We have made a concerted and controlled effort to offer you educational information first and foremost.

While others start by trying to convince you “why you should buy this or that insurance,” we do the opposite. Instead, we ask you to share your situation, so we can help you decide and determine IF  you are required to do anything with Medicare at 65, or not...what needs to be done...and when to do it...which means --- without a doubt --- there's no way anything will be done wrong. 

We are the only Medicare experience you’ll find who provides this kind of honest and helpful education-first expertise (you might actually even enjoy!)

(3). Save Your Sanity From The Challenging Chore Others Continue To Constantly Complain About 

Rather than attempt to do everything yourself at home, alone, online...or have to suffer through the annoying aggravation of calling Social Security, waiting on hold for hours (average time 2 hours and 32 minutes) spinning your wheels, just to talk with robots over-the-phone...we will give you the accurate answers and advice you need --- the good, old-fashioned way --- with real, LOCAL help, in-person, face-to-face, from a happy human, right here, at our convenient, centrally-located office in Clarence.

You'll enjoy us handling everything Medicare requires done right, done on time, and DONE-FOR-YOU, so you don't feel forced to figure out the fine print or try and tackle anything on your own!

(5). Pre-Set, Pre-Scheduled Appointments...No Walk-Ins

We understand you’re busy. Always on the go. Carting grandkids to games and trying to stay social. All this while likely still working. We understand that your time is important, and limited, and when spent doing something you don’t really want to be doing...like dealing with Medicare...it needs to be worthwhile, not wasteful, and when all is said and done, result in some sort of real meaningful value, right?

That’s why everything we do is BY APPOINTMENT ONLY --- no walk in’s. Our time together will take about an hour, and having a pre-set, pre-scheduled appointment allows us to be better prepared for you and your needs, and that means it is a better, more valuable use of your time. No interruptions. No distractions. All our attention is on you.

(7). Cozy And Comfortable Client Lounge...No Stale Waiting Room

One of the first things you will notice is we don't have a waiting room. We don't need one. It the best thing about being "by appointment only." We are able to create a concierge experience catered for your comfort and convenience with no wasted time, energy or effort.

You will not see a line of long-faced peers, tapping their feet, looking around and checking their watches (which we all know means things are running slow and behind, so be prepared to wait). That never happens here.

In fact, as you enjoy our oversized, plush lounge chairs and classic rock hits from the 1960s-1980s on our retro jukebox, you will be amazed at more than 1,000 pictures of smiling faces from some of our happy, satisfied program participants, many of whom may be friends, neighbors or relatives you already know.
​

(9). Constant And Consistent Communication Leaving You Without Wonder Or Worry

When you attempt to deal with Medicare directly yourself, either online or over-the-phone, you do not, and will not, receive any sort of follow up during the application process. This "being left in the dark" can make you feel anxious, even annoyed, wondering or worried about where things stand, and what's happening.

You'll be thrilled to hear, NO ONE who works with is ever left in the dark about anything.
​
​From the very first moment we meet, you'll receive a personalized Medicare Planner outlining your unique timeline and "to do" list based on what your situation is, along with a customized checklist giving you clear expectations, step-by-step, from start to finish, PLUS, after submitting your application FOR YOU, we will follow up with you by phone throughout each phase of the approval process, so you always know --- without question --- where things stand and what's happening.
​
​Our sole goal is to help you sleep more soundly without Medicare causing stress and keeping you up at night!
​

(11). Coordination Of Coverage Between Current Healthcare Ending And Medicare Beginning

The worst thing that can happen when you sign up for Medicare yourself, is making a mistake, or messing something up, and it causes a delay with your Medicare benefits beginning, after your current healthcare coverage will be ending.

We don't want you to have a gap, lapse, or go uninsured, because of something you assumed.  And, maybe worse, we want to avoid at all costs having you need to buy  ridiculously costly COBRA coverage at any time.

That's why when you work with us, and rely on our FREE Medicare SmartStart Program™, we will not only fill out and file all your Federal Part A&B Forms DONE-FOR-YOU, but also we will do all the difficult, hard work behind-the-scenes and coordinate your transition to Medicare insurance coverage for you, too! We even have DIRECT contacts at Social Security providing special support services, so instead of waiting the typical 2-3 months for application approval, our turn-around time can be as fast as 2-3 weeks, sometimes just 2-3 days!
​

(13). One Of The Only, Truly Independent Agencies Around 

Today, it's more important than ever, to know how to make the right choice when you choose who you will work with for your Medicare planning.

Insurance Company employee's and many brokers who must meet a monthly quota, may be bribed, bonused, or bought-off, being told, taught and trained to persuade or pressure you to buy a certain insurance company coverage that's not in your  best interest, but what's in the best interest for their  bank accounts.

We don't do this. We refuse to compromise on our moral convictions and strong ethical standards.

We work as an independent contractor, paid a fixed fee-for-service set by the Center Of Medicare Services (CMS), irrelevant of the insurance company you choose or the plan you pick.  We make our money based purely on how many people we help each month. We have NO incentive, NO influence, and NO conflict of interest with any Insurance Company, so you know our research, review and recommendations are always objective, unbiased and honest information.

(15). Everything Is 100% FREE...And 100% GUARANTEED! 

We believe our word is our bond. And not too many people stand firmly behind saying what they will do, and actually doing what they say, and allow themselves to be held accountable for their actions and efforts.

In today's understandably untrusting world, we're working hard to overcome the skepticism and suspicion you may have surrounding anything mentioning Medicare, since you might feel fearful of scams and swindlers (and rightfully so).

We'd like the chance to earn your trust and prove we can, and will, exceed your highest level of expectations, so we're willing to put our money where our mouth is and put our reputation to the test.

While we cannot refund you any money because our educational Medicare SmartStart Program™ is 100% free, (there's really no way we can make free any free-ER), what we can offer you is this...

If after we meet, you do not believe our time together was valuable, or you feel like your time was wasted...just look us in the eye and let us know and we will personally write a check for $100.00 to the charity of your choice before you leave --- no questions asked!

​We GUARANTEE you a 100% frustration-free Medicare experience you'll actually enjoy!