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Hi, I'm Andrew Hibbard. When I'm not teaching my 3 kids to ski, or renovating our 1800's farmhouse out in Akron, I spend my time helping Baby Boomers in Buffalo sign up and start Medicare.
I've authored the #1 best-selling and award-winning book, Starting Medicare Smartly, plus, personally helped more than 1,150+ WNY'ers feel confident knowing how they can avoid making the most common Medicare mistakes, messing anything up, and absolutely prevent and protect themselves from paying a costly late penalty with the FREE, nationally recognized Medicare SmartStart Program™ where everything is DONE-FOR-YOU...from applying for Part A & B...to comparing companies and choosing coverage...it's the only 5-star rated Medicare experience in the area you'll actually enjoy!
Now, I Want To Help You Too.
Medicare Management of WNY is the top Medicare planning service for Akron, Alden, Amherst, Clarence, Depew, Lancaster, Williamsville, and the surrounding areas.
Whatever step of starting Medicare you are at, we can help you for free: Proactive Medicare Planning Pre-65, How To Sign Up For Medicare Part A, How To Sign Up For Medicare Part B, How To Avoid Paying A Medicare Late Penalty After 65, and even Finding The Best Medicare Advantage Plan In Buffalo, so you can get more and pay less, and a better bang for your buck...all done for you under one roof.
The Medicare SmartStart Program™ is a 5-star rated, nationally recognized educational experience provided as a FREE, no-cost, proactive planning service for Baby Boomers born after 1956 to help understand the recent TWO (2) KEY CHANGES made to Medicare, which for the first time in history, is causing more mistakes to made and more penalties to be paid:
Learn more about how the free, educational Medicare SmartStart Program™ can help you avoid making the common mistakes, messing anything up, and prevent and protect yourself from paying a costly late penalty at: https://www.wnymedicare.org/program
Medicare Management of WNY has won more awards than any other Agency or Agent in Buffalo, NY to include earning the endorsed credential of Certified Starting Medicare Specialist™ and the only area exclusive New-To-Medicare Focused Agency. Since 2015, we have been widely considered the #1 most popular and preferred place for help with Medicare planning successfully serving more than 1,150+ folks and families. We've been nominated as one of Buffalo Business First's "40 Under 40," honored by the national press in Marquis's "Who's Who In America," featured in the BEE News and Forever Young Magazine, continue to be sought-after guest speakers on WECK Radio's Senior Matters, as well as trusted by retirees from well-known WNY area employers like: MOOG, M&T Bank, UPS, Rich Food Product's, Fisher Price, Perry's Ice Cream, Wegman's, Milk-Bone, and almost every school district in Erie County. People come from Akron, Alden, Amherst, Clarence, Depew, East Amherst, Hamburg, Lancaster, Orchard Park, Williamsville, and all over WNY to enjoy the only Medicare experience available where everything is done-for-you!
(1). Less Risk With A Service-Based Company, Not Sales-Based
We are known as the “anti-insurance agency” and don’t act like “salespeople.” We have made a concerted and controlled effort to offer you educational information first and foremost.
While others start by trying to convince you “why you should buy this or that insurance,” we do the opposite. Instead, we ask you to share your situation, so we can help you decide and determine what you need to do with Medicare, and when, to prevent paying a late penalty whether at 65...or anytime after if you will keep working.
We are the only Medicare experience you’ll find who provides this kind of honest and helpful education-first experience and expertise.
(2). The Most Qualified Specialists Focused On Helping You Start Medicare For The First Time
We are the only approved agency authorized to offer the free, 5-star rated, and nationally recognized Medicare SmartStart Program™ in the area.
You will get the same great guidance more than 1,150+ other WNY'ers have relied on, from the very person who literally wrote the #1 award-winning book, Starting Medicare Smartly, and the only Certified Starting Medicare Specialist™ (CSMS) found nowhere else around town.
We are widely considered the #1 most popular and preferred place for Medicare planning in Buffalo.
(3). Save Your Sanity From The Challenging Chore Others Continue To Constantly Complain About
Rather than attempt to do everything yourself at home, alone, online, or have to suffer through the stress of calling Social Security, wait on hold for hours spinning your wheels to talk with robots over-the-phone, we will give you accurate answers and advice the good, old-fashioned way, in-person with a real human being.
You'll enjoy us handling everything Medicare requires done-for-you, done right and done on time, so you don't feel forced to figure out the fine print or try and tackle anything on your own!
(4). Convenient Times Available To Respect Your Work Schedule
If you're like most folks we work with, who are eager and excited to to put the free Medicare Smart Start Program™ to work for them, you are likely still actively employed and working full-time, or part-time.
We don't think it's fair to ask you to take time off from work by burning a hard earned vacation day not used for vacation, just to try and find the help you need.
You'll be happy to hear we offer you convenient Friday afternoon times if you want an early jump on the weekend, and we also offer availability all day long on
Saturday’s if you want to work a full week, at full pay, without having to take time off!
(5). Pre-Set, Pre-Scheduled Appointments...No Walk-Ins
We understand you’re busy. Always on the go. Carting grandkids to games and trying to stay social. All this while likely still working. We understand that your time is important, and limited, and when spent doing something you don’t really want to be doing...like dealing with Medicare...it needs to be worthwhile not wasteful and when all said and done, result in some sort of real meaningful value, right?
That’s why everything we do is by appointment only --- no walk in’s. Our time together will take about an hour, and having a pre-set, pre-scheduled session allows us to be better prepared for you and your needs, and that means it is a better use of your time. No interruptions. No distractions. All our attention is on you.
(6). A Highly-Recommended, Positive, And Proven Track Record Of Excellence Since 2015
Every year, 10,000 - 12,000 Baby Boomers a day, all across America, are "aging into" Medicare and making major mistakes, messing things up, and paying late penalties for life because they did not know the right things to do, or the right time to do them.
Medicare Management of WNY, and the free Medicare SmartStart Program™ has a positive and proven reputation providing help to prevent these problems, with more than 450+ 5-star ratings and reviews online.
Visit our testimonial page to see hundreds of love stories shared about what our happy, satisfied clients are saying and why they are proud to highly-recommend and refer us to friends and family.
(7). Cozy And Comfortable Client Lounge...No Stale Waiting Room
One of the first things you will notice is we don't have a waiting room. We don't need one. It the best thing about being "by appointment only." We are able to create a concierge experience catered for your comfort and convenience with no wasted time, energy or effort.
You will not see a line of long-faced peers, tapping their feet, checking their watches (which we all know means things are running slow and behind, so be prepared to wait). That never happens here.
In fact, as you enjoy our oversized, plush lounge chairs and classic rock hits from the 1960s-1980s on our retro jukebox, look around and you will be amazed at the thousand pictures of smiling faces from some of our happy, satisfied program participants, many of whom may be friends, neighbors or relatives you already know.
(8). Provide Accurate Answers And Advice To The #1 Question You Should Be Asking
It's more and more common for Baby Boomers to choose to work past 65, waiting to collect Social Security until "full-retirement" age, but now need to know "Should I sign up for Medicare at 65, or will I pay a penalty if I wait until later in life?"
You won't know for sure what you should do, until we get together, sit side-by-side, and we conduct a complete audit and assessment of your current healthcare costs VS what moving to Medicare might look like for you. PLUS, we'll show you the legal way to protect yourself from a future late penalty if it does make sense to wait on Medicare.
(*NOTE: For most folks, in most situations, Medicare is far less expensive per month and will actually provide better coverage with better benefits saving you more money!)
(9). Constant And Consistent Communication Leaving You Without Wonder Or Worry
When you attempt to deal with Medicare directly yourself, either online or over-the-phone, you do not, and will not, receive any sort of follow up during the application process leaving you feel anxious, even annoyed, wondering or worried about where things stand, and what's happening.
We take pride in the fact this does not, and will not, happen when you work with us.
We personalize your very own Medicare timeline and "to do" list based on the situation you share, and create a customized checklist, so you have a clear expectation about what to expect, step-by-step, from start to finish, without question. Our sole goal is to help you sleep more soundly without Medicare keeping you up at night!
(10). The Most Specialized And Sophisticated Cost-Comparison Software Available Anywhere
The only way to make a better, more informed decision, is to have better information. We find folks who guess about choosing Medicare coverage, always pay more and get less than they should.
If you want impartial advice on how to get a better bang for your buck...don't ask a biased Insurance Company salesman. Ask a computer.
Our Medicare SmartIQ Software was built using an advanced algorithm and 25-point analysis of your current doctors, drugs, health history, priorities and preferences to compare coverage costs, copays and care between more than 201+ private insurance plans. You will get an instant real-time result showing the best 3-4 choices where you can get more and pay less to keep the most money in your pocket. Smart shopping means smart savings!
(11). Coordination Of Coverage Between Current Healthcare Ending And Medicare Beginning
The worst thing that can happen when you sign up for Medicare yourself, is making a mistake, or messing something up, and it causes a delay with your Medicare benefits beginning, after your current healthcare coverage will be ending.
We don't want you to have a gap, lapse, or go uninsured, because of something you assumed. And, maybe worse, we want to avoid at all costs having you need to buy ridiculously costly COBRA coverage at any time.
That's why when you work with the free Medicare SmartStart Program™, we will fill out and file all your forms, and with our agency ID applied, we can be assigned to do all the difficult, dirty work and coordinate your coverage for you!
(12). Located On Main St, Near Harris Hill Rd In Clarence (Right Across From Harris Hill FD)
Centrally-located, our little office in Clarence is almost smack dab, right in the middle of Erie County and easily accessible for anyone in the area.
We have a beautiful, red brick building and green roof, a private lot with ample parking, and we put the American Flag out every morning because, well, we still believe in the traditional, conservative family values America was founded on. Just look for the giant Medicare sign at the road. It's easy to spot. You can't miss it!
(13). One Of The Only, Truly Independent Agencies Around
Today, it's more important than ever, to know how to make the right choice when you choose who you will work with for your Medicare planning.
Insurance Company employee's and many brokers who must meet a monthly quota, may be bribed, bonused, or bought-off, and will persuade or pressure you to buy a certain companies coverage that's not in your best interest.
We don't do this and refuse to compromise our convictions.
We work as an independent contractor, paid a fixed fee-for-service set by the Center Of Medicare Services (CMS), irrelevant of the plan you pick. We make our money based purely on how many people we help each month. We have NO incentive, influence, or conflict of interest with any Insurance Company.
(14). A Veteran-Owned, Family-Run, Local Small-Business
Small-business across America is quickly being removed by big, dumb Corporate Conglomerates. Human beings are being replaced by robots. Everyone seems to say the same bad things about this, but no one does anything different.
Owner, Andrew Hibbard is a 10-Year U.S. Air Force Veteran and has gone from proudly serving his country, to now serving his hometown community.
When you work with us at Medicare Management Of WNY, you are supporting Andrew, and his wife, Lyndsey, who are working hard to raise their 3 kids, provide them the best life we can, and still have some money on the side to save for their futures.
Your choice as a consumer directly impacts whether another CEO can buy a second vacation home or new speed boat, or our family can continue to pay basic bills and put food on the table.
(15). Everything Is 100% FREE...And 100% GUARANTEED!
We believe our word is our bond. And not too many people stand firmly behind saying what they will do, and actually doing what they say, and allow themselves to be held accountable for their actions and efforts.
In today's understandably untrusting world, we're working hard to overcome the skepticism and suspicion you may have surrounding anything mentioning Medicare, since you might feel fearful of scams and swindlers (and rightfully so).
We'd like the chance to earn your trust and prove we can, and will, exceed your highest level of expectations, so we're willing to put our money where our mouth is and put our reputation to the test.
While we cannot refund you any money because our educational Medicare SmartStart Program™ is 100% free, (there's really no way we can make free any free-ER), what wee can offer you is this...
If after we meet, you do not believe our time together was valuable, or you feel like your time was wasted...just look us in the eye and let us know and we will personally write a check for $100.00 to the charity of your choice before you leave --- no questions asked!
We GUARANTEE you a 100% frustration-free Medicare experience you'll actually enjoy!
Our private office is equipped with the most state-of-the-art, advanced, Medicare planning tools and technology available. We have spent a small fortune on installing secure servers to safely store, protect and preserve your personal identifying information, large LED TV's so you can see every piece and part of the process, PLUS, designed and developed our very own specialized, sophisticated Medicare SmartIQ Software. Nothing is kept behind-the-scenes or hid behind a screen. You will walk away with all original printed paperwork, application confirmations, and proof of receipts for your personal records.
Dealing with Medicare directly can be...difficult. You'll quickly realize most Medicare mail you see, or are sent, in not useful information. In fact, it's mostly marketing solicitations trying to sell you something, leaving you more confused and concerned, maybe even clueless. I'm sure you have questions and likely aren't even sure where to start.
And in my honest opinion, I believe the Federal Government is failing to provide the public with any adequate or reliable resources...and that's not fair, or your fault!
The problem isn't with you, it's with the information you have (or really, don't have). But, you don't need more information, you need better information. And while my Medicare SmartStart Program™ is informative, it is not just more of the same.
Information is a noun; it does not require you to do anything. You can request it, collect it, and do nothing, There is no beginning and no end. My Medicare SmartStart Program™ has such great success because it requires both your participation throughout the process, and us to hold you by the hand, each step of the way, while we get everything done for you without you having to do much of anything.
I have made it my mission to help folks and families who want to feel certain and confident with knowing exactly what to do with Medicare, and when, but don't want to take the risk, or roll the dice, forced to figure out all the fine print alone. Let me take away all the stress of trying to tackle Medicare on your own, and make everything simpler, easier, stress-free and effortless.
Andrew Hibbard
Owner and President
Medicare Management Of WNY
Medicare SmartStart Program™ Buffalo
Since 2015, Andrew has helped over 1,150+ WNY'ers through the free, 5-star rated and nationally recognized Medicare SmartStart Program™, taking away all the stress from folks trying to tackle Medicare on their own. His impressive record of success has Andrew featured in Forever Young Magazine and the BEE Group Newspapers, exclusive interviews on WECK Radio's Senior Matter's Program, nominated to Buffalo Business First 40 Under 40 (2023), and listed in Marque's Who's Who In America (2024). He is the author of the award-winning #1 best-selling book, "Starting Medicare Smartly," which reveals how new rules changed the sign up process and procedures for Boomers born after 1956 and how to avoid common mistakes, messing anything up, and prevent paying a late penalty at 65 or anytime after