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Quickly Find Clear, Credible, Correct, And Complete Answers To Your Biggest Medicare Questions

How Do I Sign Up For Medicare Living In WNY?

If you are turning 65, Medicare might be top of mind. And, when it comes time to figuring out all the fine print about what to do, when to do it, and where it’s gotta be done...click HERE to read full article

How Do I Sign Up For Part A Living In WNY?

There are a few different ways to sign up for Medicare Part A, and it depends on which situation sounds most like yours.  So ask yourself these quick questions...click HERE to read full article

How Do I Sign Up For Medicare Part B Living In WNY?

There are a few different ways to sign up for Medicare Part B, and it depends on which situation sounds most like yours. So ask yourself these quick questions...click HERE to read full article

How Much Does Medicare Part A Cost Living In WNY?

Medicare Part A is considered "Hospital Coverage," but that can be misleading. It actually covers many services outside of a hospital. What you will pay for Medicare Part A, and the cost of your coverage depends on...click HERE to read full article

How Much Does Medicare Part B Cost Living In WNY?

Medicare Part B costs more than it should, let’s just say that off the get go. It should be free, like Medicare Part A, since you’ve given the government hundreds of thousands of dollars in forced FICA taxes over...click HERE to read full article

How Do I Sign Up For Medicare Part B If I Already Have Part A Living In WNY?

If you already have your Medicare Part A benefit activated, odds are good you’re older than 65, right?
Which means you more than likely continued to keep working from age 65 until now...click HERE to read full article

How Do I Sign Up For Medicare The First Time Living In WNY?

This question gets asked a lot. And, while the Federal Government keeps changing their rules and regulations about when, what and how they want you signing up and starting Medicare, they are also limiting...click HERE to read full article

How Do I Sign Up For Medicare When I Turn 65 Living In WNY?

What I will share with you in this article will give you, in great detail, the five (5) different ways you can file out and file your Medicare application forms. Four requiring your sleeves rolled up and some elbow grease, and the fifth....click HERE to read full article

When Should I Sign Up For Medicare If I Am Turning 65 Living In WNY?

Sign up, or suspend Medicare at 65? That is the question many Baby Boomers in Buffalo have to now ask themselves as they decide whether they will keep working until their made-up government mandated “full retirement age” either by choice (‘cause they love their job), or by circumstance (‘cause they need the money).  Today, more than ever, if you were born in 1957 or later, you need to...click HERE to read full article

How Long Does It Take To Get Medicare Part B After Applying Living In WNY?

If you are considered a “trailing-edge” Baby Boomer and born between 1955 – 1965, you most likely need to coordinate your Medicare Part B coverage to start in alignment with your retirement date working PAST the age of 65.  If this is true for you, you will...click HERE to read full article

Do I Have To Sign Up For Medicare If I Have Other Insurance Living In WNY?

If you, or your spouse will continue to work past the age of 65, Medicare may work a little differently for you than others. In this situation you likely have more hoops to jump through than those who know they need to sign up for Medicare at age 65. Here are a few qualifying questions to ask yourself that will...click HERE to read full article

Will I Get A Penalty If I Sign Up For Medicare After I Turn 65 Living In WNY?

It’s important to sign up and start your Medicare benefits when turning 65 during your Initial Enrollment Period, or IEP, unless you have alternative health insurance coverage that’s considered “credible.” How do you know if your alternative health insurance coverage is considered credible...click HERE to read full article

Do I Still Need Medicare If I Work Past 65 Living In WNY?

Many readers who now know how to avoid a late penalty also assume that Medicare must not be needed. A foolish assumption. After working directly with 850+ WNY’ers determine and decide what to do with Medicare before turning 65,I would argue the assumption above does not take into account the most important fact to make a best, most informed decision…which is...click HERE to read full article

Can I Sign Up For Medicare Without Signing Up For Social Security Living In WNY?

With the Federal Government continually changing their arbitrary and assigned “full-retirement” age, many WNY’ers nearing age 65 and ready to retire have concerns and confusion around Medicare and Social Security. Understandable. Trying to get accurate answers can...click HERE to read full article

How Do I Pay My Medicare Monthly Premium Living In WNY?

For starters, both Medicare Part A (Hospital Benefits) and Medicare Part B (Medicare Benefits) have a monthly cost. In most cases, you will receive Part A at no cost to you because you satisfy the work requirements set by the Federal Government. That is, you have...click HERE to read full article

Will I Automatically Be Enrolled In Medicare When I Turn 65 Living In WNY?

There are a lot of assumptions the Federal Government makes on behalf of its citizens nearing age 65, but you know what they say about assumptions… And without proper preparation and planning on your part, these assumptions can have serious implications and negative impact that can...click HERE to read full article

How Many Months Before I Turn 65 Should I Sign Up For Medicare Living In WNY?

When you’re turning 65, Medicare becomes top of mind. And if it isn’t, it should be. What to do. When to do it. How it all needs to be done. Missing your enrollment period deadline will subject you to costly penalties you’ll pay for life. But one question many WNY’ers should be answering, but don’t know or think to ask is...click HERE to read full article

Can I Use My HSA With Medicare Living In WNY?

If you are nearing age 65, currently actively employed, and contributing to a Health Savings Account, or H.S.A., it is important you understand the strict rules and regulations around signing up and starting Medicare will affect your H.S.A.  The first major mistake is not understanding which...click HERE to read full article

Can A Non-Working Spouse Get Medicare Living In WNY?

For the aging Baby Boomers in Buffalo, Medicare eligibility has continued to be a common concern for the “stay-at-home” mom. Dad went to work. Mom stayed home. Dad made the money. Mom balanced the books. Dad paid FICA taxes, but Mom didn’t, and 40 years later, there’s conflicting and contrasting information around if Mom is eligible for Medicare. 
Here’s what you need to know...click HERE to read full article

How Does COBRA Work With Medicare Living In WNY?

First things first…if you can avoid having to buy costly COBRA insurance, go out of your way to do so. Why? Because while buying COBRA insurance allows you to keep the same coverage you had while working, the price you will pay will skyrocket since you will now have to pay both the Employer’s share and the Employee’s share of the cost. Here's how it...click HERE to read full article

You Can Feel Confident Signing Up And Starting With Medicare.

I Can Take Away The Stress Of Trying To Tackle It On Your Own.

Getting signed up and started with Medicare doesn't need to feel stressful. You don't have to spend hours/days/weeks in isolation, relying on your own assumptions and hit-or-miss guesses, attempting to do-it-yourself with all the stress that comes with trying to tackle Medicare on your own.  

If you don't have the time or the desire to deal with Medicare directly yourself, you can short-cut hours of your own trial and error by having everything done for you. 

Let me put my proven WNY Medicare SmartStart Program to work for you. 

Click the link below to take the next step and learn more now so you can see for yourself...FREE!

You Can Feel Confident Signing Up And Starting With Medicare.

I Can Take Away The Stress Of Trying To Tackle It On Your Own.

Getting signed up and started with Medicare doesn't need to feel stressful. You don't have to spend hours/days/weeks in isolation, relying on your own assumptions and hit-or-miss guesses, attempting to do-it-yourself with all the stress that comes with trying to tackle Medicare on your own.  

If you don't have the time or the desire to deal with Medicare directly yourself, you can short-cut hours of your own trial and error by having everything done for you. 

Let me put my proven WNY Medicare SmartStart Program to work for you. 

Click the link below to take the next step and learn more now so you can see for yourself...FREE!

Get Started For FREE!

medicare help sign up for Medicare Part B Erie county
Who Is Andrew Hibbard?
Since 2015, Andrew has helped over 750+ Western New Yorkers through his proven "WNY Medicare SmartStart Program," taking away all the stress from folks trying to tackle Medicare on their own. His impressive record of success has been gotten Andrew featured in Forever Young Magazine and the BEE Group Newspapers, exclusive interviews on WECK Radio's Senior Matter's Program, and even author a professionally published book on Medicare and how the rules apply specifically to the 8 counties of WNY.
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