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Working Past 65
If you, or your spouse, will work past 65, things with Medicare may work differently depending on what you definitively decide to do.
As more and more Baby Boomers “age into” Medicare, (over 10,000 a day), they might be thinking not to retire at 65, rather continue to work until they reach their arbitrary and assigned “full-retirement” age, and assume they need to do nothing with Medicare until later in life because they'll just keep their health insurance coverage from their Employer Group Health Plan (EGHP).
And you might be thinking the same thing...
But there are two intelligent and informed decisions you need to be make.
They are these:
- What steps do you need to take to absolutely avoid paying a late enrollment penalty later in life?
- Would moving to Medicare at 65, even if still working, be more financially favorable? (Both in cost and in coverage VS keeping your health insurance coverage from your EGHP)
There are specific and significant measures you must take to prevent and protect yourself from paying a future late enrollment penalty and exposing yourself to this risk to your financial future.
There are critically important and crucially impactful action items you must do which deserve special attention. Maybe more attention than you think to give it.
Some action items need be done proactively before you turn 65 and delay...
And some action items need to done reactively after 65 when you are finally ready to retire.
The question is, will you know what you have to do?
Do Have Questions About Working Past 65, What You Need To Do, When You Need To Do It, And How It Has To Be Done...
More than 850+ other WNY'ers were in the same, or similar situation, just like you, and relied on my nationally recognized and 5-star rated Medicare SmartStart Program™ to give them accurate answers and advice about what they can and should do with Medicare...
...and maybe more importantly, what they cannot and should not do.
If that's you, I'd like to help.
I invite you to schedule a complimentary Medicare SmartStart Strategy Session with me and you'll quickly go from feeling confused and clueless to clear-headed and confident.
Click the BIG RED BUTTON below to get instant access to my private calendar where you can pick a day/time that works best for you.
What Do You Want To Learn Next?
You Can Feel Confident Knowing What To Do With Medicare.
I Can Take Away The Stress Of Trying To Tackle It On Your Own.
Figuring out all the fine print with Medicare doesn't need to feel stressful. You don't have to spend your scarce free time at home, alone, in isolation, relying on your own assumptions and hit-or-miss guesses, attempting to do-it-yourself.
Confidently knowing exactly what to do (and when) with Medicare is the key to avoiding future fines and fees and only my Medicare SmartStart Program™ will show you how.
If you don't have the time or the desire to deal with Medicare directly, and want a BETTER, SMARTER, time-saving solution to short-cut hours of your own trial and error so you know --- without question --- you aren't messing anything up making a mistake...
Let me put my proven Medicare SmartStart Program™ to work for you - for FREE!
Click the link below to take the next step and schedule a complimentary Medicare SmartStart Strategy Session with me --- it's that easy!
You Can Feel Confident Knowing What To Do With Medicare.
I Can Take Away The Stress Of Trying To Tackle It On Your Own.
Figuring out all the fine print with Medicare doesn't need to feel stressful. You don't have to spend your scarce free time at home, alone, in isolation, relying on your own assumptions and hit-or-miss guesses, attempting to do-it-yourself.
Confidently knowing exactly what to do (and when) with Medicare is the key to avoiding future fines and fees and only my Medicare SmartStart Program will show you how.
If you don't have the time or the desire to deal with Medicare directly, and want a BETTER, SMARTER, time-saving solution to short-cut hours of your own trial and error so you know --- without question --- you aren't messing anything up making a mistake...
Let me put my proven Medicare SmartStart Program to work for you.Â
Click the link below to take the next step and schedule a complimentary Medicare SmartStart Strategy Session with me --- it's that easy!
Get Started For FREE!
Who Is Andrew Hibbard?
Since 2015, Andrew has helped over 850+ Western New Yorkers through his nationally recognized Medicare SmartStart Program™, taking away all the stress from folks trying to tackle Medicare on their own. His impressive record of success has been gotten Andrew featured in Forever Young Magazine and the BEE Group Newspapers, exclusive interviews on WECK Radio's Senior Matter's Program, and author an #1 Amazon best-selling guidebook on the subject, "Starting Medicare Smartly," revealing how the rules specifically and significantly differ for NY residents versus other states.
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