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medicare help sign up for Medicare Part B Erie county

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How Do I Sign Up For Medicare Part B If I Already Have Part A Living In WNY?

By Andrew L Hibbard
@WNYMrMedicare

Originally Posted: 06 FEB 2023
Edited & Updated:

If you already have your Medicare Part A benefit activated, odds are good you’re older than 65, right?

Which means you more than likely continued to keep working from age 65 until now (either by choice ‘cause you like your job, or by circumstance ‘cause you needed the money).

Either way, while remaining actively employed, you should have been able to keep the Health Insurance plan your employer provided you --- which means you’ve maintained, what the Federal Government classifies as “credible coverage.”

This is good news.

Hopefully, you would have pre-filed your “Proof of Credible Coverage” within the 3-month window before you turned 65, which will make life much easier for you signing up for Part B later. If you didn’t, you will have more hoops to jump through now to get out of the costly lifetime late enrollment penalty.

What You Need To Sign Up For Medicare Part B If You Already Have Part A

With the advent of new technology, there are features online now, that are being pushed to the public, to give you the opportunity to sign up for Medicare right at home --- but without any reliable resources, instructions, or guidance to hold your hand along the way.

And, for those who already have Medicare Part A active, you CANNOT use the online forms to apply for just Part B --- you still have to fill out and file paper forms --- one of which needs detailed documentation, completed and signed by a company official, about your work history at the company, the coverage they have provided you, and the benefit years that you were covered.

This form is required to be requested by you --- it is not given to you willingly --- but we have blank copies available at our Medicare Resource Center office, in Clarence, for your use, should you want to avoid hunting for it yourself, or avoid calling 1-800-Numbers to talk to phone robots and play phone-tag tango.

In addition to the “Employer Information” form, there is an actual “Medicare Part B” application form, too.

Your details for this form are fairly simple and straight-forward, but the bottom half has a secondary spot for your witness, their signature, and concise processing comments --- so, it is recommended to have a credible second set of eyes look everything over before submitting --- unless you are 100% confident you have done things complete and correct the first time, but why risk messing things up, just to do it all twice? Click HERE to schedule a time to stop in the office if you’d like our help.

Your Medicare Part B Application Package Will Include:

- “Employer Information” form (eliminates lifetime late enrollment penalty) 

- “Proof of Credible Coverage” form (supporting document for “Employer” form)

- “Medicare Part B Application” form (request to activate Part B benefits)
The last thing suggested with your Medicare Part B application package is a “Coordination of Coverage” form --- which again, is not given to you willingly --- but we have blank copies available at our Medicare Resource Center office, in Clarence, for your use.

Your “Coordination of Coverage” form details and documents important and impactful information to ensure you do not have to pay for a high-cost COBRA plan, or worse, have a gap or lapse in health insurance coverage due to improper or poor planning.

When completing your “Coordination of Coverage” form, you will want to disclose the following:

- When your last day of employment will be (first day of unemployment)

- When your last day of health insurance will be (first day of loss of employer coverage)

- When you want your Medicare Part B benefits to begin (first day of Medicare)

- How will you pay for your Medicare Part B monthly premium (government wants their money before they give you what you’ve worked hard for and deserve)

How To Sign Up For Medicare Part B If You Already Have Medicare Part B

Now, when you have all these documents gathered, you will need to find a day and time to file them at the correct Social Security office.  You will know the correct Social Security office to use based on your zip code.

Much like the DMV now, most locations do not allow walk-ins. Gone are the old way of showing up before the doors open, to take a number, and sit and wait, while tapping your feet for 4 hours, hoping you get called next. Appointments are required for in-person filing.

Another option is to call Social Security to confirm things are completed correctly before mailing or faxing. This is for the insane person who wants to spend a lot of time and end up getting nowhere.

Even if you can talk to a real human, after the unpleasant phone call, everything still has to be sent to the National Central Processing office, for them to receive and resend to the correct Social Security office based on your zip code to go through the multi-step approval verification process. This option if NOT recommended if you can avoid because of the significant time delay.

Recognizing these hassles, hurdles and headaches are the exact reasons we designed and developed the Medicare SmartStart Program. It's a better way of doing things and is the first Medicare experience in WNY where you can enjoy everything done-for-you --- for free --- no cost to you.

Ok, there’s a lot to deal with, right? I get it.

And as an active adult in WNY, who’s always on the run, you need a smart solution to cut through all the clutter. 

If you want some light shed on your situation, your hand held the whole way, and making your move to Medicare simpler, easier, seemingly stress-free and almost effortless, I can do just that. Here's how...

NEARING AGE 65 AND AREN'T SURE WHERE TO START?

**If you are TURNING 65 IN 6-12 MONTHS, my #1 Amazon best-selling guidebook, "Starting Medicare Smartly" will give you a great overview of everything you need to know, before you need to know it. Instead of buying on Amazon for $12.99, click HERE now and let me send you a completely free copy, all at my expense.

**If you are TURNING 65 IN 4-6 MONTHS, you should be getting ready to enroll and your paperwork prepared to either sign up at 65, or suspend --- you can't do nothing.. If you don't have the time or desire to deal with doing any of the dirty work with Medicare yourself, OR, you feel frustrated, confused and kind of clueless about figuring out the fine print with Medicare, you can rely on my free Medicare SmartStart Program and let me take away all your stress of trying to tackle anything on your own. It's how I help people just like you. Weekly availability is limited to the first 10 folks, and maximum 40 per month. Don't delay. Click HERE now to learn more about my nationally recognized program, and how you can put it to work for you --- for free.

**If you are TURNING 65 IN 1-4 MONTHS, you are cutting it close to your Medicare late penalty period. If you have NOT yet filled out and filed your Medicare forms, you are behind and against the clock. It is URGENT we get together as soon as possible so I can do all I can, before it's too late, to help you avoid paying a costly late penalty for life. Click HERE now to immediately schedule an emergency Medicare SmartStart Strategy Session with me...if there are still any available.


HAVE MORE MEDICARE QUESTIONS?

Read the most common questions folks in WNY ask when they aren’t sure how to get started with Medicare. Click HERE to see the complete Medicare SmartStart Answers article archive.


ABOUT THE AUTHOR

Andrew L Hibbard is a prominent name when mentioning Medicare in WNY, but one you may have never heard of. Working behind-the-scenes, he is a best-selling author, expert advisor and successful agency owner. Focused on educating first, Andrew prides himself on being considered “the only advocate in WNY fighting for better and more reliable Medicare resources, free from insurance company conflict of interests.”

To take away the stress of trying to tackle Medicare alone and feeling forced to figure it all out by yourself --- Andrew created the WNY Medicare SmartStart Program; a free, step-by-step plan, that holds you by the hand to sign up and start Medicare smartly. (More than 850+ people have gone through the program and call it “the lazy way to get Medicare done for you without costing you a dime”).

**SPECIAL FREE GIFT** If you want to see how hundreds of WNY'ers each year are doing things different with Medicare, and getting it all done in record time, you can request a special "Medicare SmartStarter Info Kit” at no-cost to you, Andrew will give it to you as his free gift. It will prove, without a doubt, why his Medicare SmartStart Program is widely considered the most popular and preferred way to sign up and get started with Medicare in WNY, Guaranteed! Simply click HERE right now, and everything will be rushed to you right away. It's that easy!

You Can Feel Confident Knowing What To Do With Medicare.

I Can Take Away The Stress Of Trying To Tackle It On Your Own.

Figuring out all the fine print with Medicare doesn't need to feel stressful. You don't have to spend your scarce free time at home, alone, in isolation, relying on your own assumptions and hit-or-miss guesses, attempting to do-it-yourself.

Confidently knowing exactly what to do (and when) with Medicare is the key to avoiding future fines and fees and only my Medicare SmartStart Program will show you how.

If you don't have the time or the desire to deal with Medicare directly, and want a BETTER, SMARTER, time-saving solution to short-cut hours of your own trial and error so you know --- without question --- you aren't messing anything up making a mistake...

Let me put my proven Medicare SmartStart Program to work for you. 

Click the link below to take the next step and schedule a complimentary Medicare SmartStart Strategy Session with me --- it's that easy!

You Can Feel Confident Knowing What To Do With Medicare.

I Can Take Away The Stress Of Trying To Tackle It On Your Own.

Figuring out all the fine print with Medicare doesn't need to feel stressful. You don't have to spend your scarce free time at home, alone, in isolation, relying on your own assumptions and hit-or-miss guesses, attempting to do-it-yourself.

Confidently knowing exactly what to do (and when) with Medicare is the key to avoiding future fines and fees and only my Medicare SmartStart Program will show you how.

If you don't have the time or the desire to deal with Medicare directly, and want a BETTER, SMARTER, time-saving solution to short-cut hours of your own trial and error so you know --- without question --- you aren't messing anything up making a mistake...

Let me put my proven Medicare SmartStart Program to work for you. 

Click the link below to take the next step and schedule a complimentary Medicare SmartStart Strategy Session with me --- it's that easy!

Get Started For FREE!

medicare help sign up for Medicare Part B Erie county
Who Is Andrew Hibbard?
Since 2015, Andrew has helped over 850+ Western New Yorkers through his nationally recognized Medicare SmartStart Program, taking away all the stress from folks trying to tackle Medicare on their own. His impressive record of success has been gotten Andrew featured in Forever Young Magazine and the BEE Group Newspapers, exclusive interviews on WECK Radio's Senior Matter's Program, and author an #1 Amazon best-selling guidebook on the subject, "Starting Medicare Smartly," revealing how the rules specifically and significantly differ for NY residents versus other states.
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