If you're skeptical, this is a great place to start since you can come in, meet my wife and I, share their situation, and see if you think my program is right for you. You can see hundreds of smiling pictures from our program participants on our club wall in our concierge lounge area, or you can read what people are saying around town on my testimonial page.

So, to translate from above, here's what I think most people mean: HOW can the WNY Medicare SmartStart Program be FREE? 

Here's my quick and simple answer...we are a privately funded entity. This distinction allows us to decide if we want to charge a consulting fee on the front-end or earn a fixed-fee-for-service on the back-end.  

Now, I am blessed to be able to provide the main source of income to support my wife and kids directly from helping WNY'ers through my WNY Medicare SmartStart Program.  My logic with offering my complete program for free...rather than charge an upfront fee (which would more than likely scare people away), I chose to accept a fixed fee-for-service, determined by the Centers for Medicare Services (CMS), which is earned every two-weeks based the number of people I can successfully put through my program.

Said simply, I can actually provide better for my family by keeping things free to the public, and getting paid per person as I actually help them.  So, WIN-WIN-WIN! You get the help you want. I get paid for helping. And you don't have to pay me because the money comes from somewhere else.

This means we have no affiliation with an Insurance Company, so you can trust that any conversation we have with you has no hidden incentive, no influence, and no conflict of interest. And while everyone else starts with "Here's why you should buy our stuff," we do the complete opposite. We start with a conversation about you and your unique needs. We want you to share your situation and understand the benefits you are entitled to for all that money they've taken from your paycheck over the last decade or two.

When you rely on my WNY Medicare SmartStart Program, we understand the value of your time, and have designed and developed our entire step-by-step program to make your move to Medicare as fast and painless as possible.  In fact, our process to fill out and file your forms averages 3 weeks, not 3 months for approval (sometimes just 3 days!)

 As a courtesy to those still working, I do offer Friday and Saturday sessions. This way you can take a half-day Friday and get an early jump on the weekend, or wait until the weekend to not take time off.  

Absolutely.

And if you're a do-it-yourselfer, more power to ya' but my WNY Medicare SmartStart Program is NOT for you, so don't schedule a session.

We get it. We aren't right for everyone.

Our philosophy is, "we can't help anyone who doesn't want to be helped."

If you are on the fence, the current program saves you over 20+ hours of valuable time from filling out and filing your Medicare forms, so you can actually spend your time on things you enjoy most, like golfing, gardening, grandkids or maybe going to Disney...and avoid the one thing you don't want to be spending any of your time on...Medicare.

Here are my 3 tips you can use to questions that most people never know to ask...

1. Will the person, or place, be compensated by the company they work for? (conflict of interest to their conversation).

2. Are they offering a planning service, or selling you something? (look for third-party educational material VS branded sales material trying to sell you something specific from a certain company).

3. What other services do they offer? It is my belief to have documented authority, credibility and expertise, you must be focused on a single niche, not mediocre at many. (as the saying goes "jack of all trades, master of none).

CLICK HERE TO SCHEDULE YOUR MEDICARE SMARTSTART SESSION WITH ME.

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