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Frequently Asked Questions 

Andrew Answers The Most Common Questions About His Free Medicare SmartStart Program

Come On...FREE Medicare Help Not Trying To Sell Me Something!? Is This A Scam?

I'll be the first to admit my FREE Medicare SmartStart Program does sound a little scammy. It also sounds a little unbelievable. Especially in todays rightfully untrusting world. 

Fortunately, you don't have to take my word for it.  More than 850+ WNY'ers have successfully participated in my FREE Medicare SmartStart Program gaining national recognition and feedback is overwhelmingly positive.

If you're skeptical, feel free to read our 5-STAR ratings and reviews on Google, or third-party ranking site, TrustPilot, or schedule a complimentary Medicare SmartStart Strategy Session with me so you can come in, meet my wife and I, share their situation, and see if you think my program is right for you. 

You can see hundreds of smiling pictures from our program participants on the wall in our concierge lounge area, many of which will be people you already know from your friends, family, neighbors or coworkers.

How Much Does The FREE Medicare SmartStart Program Cost?

I get this question a lot and it reminds me of Walt Disney World where many guests ask "What time is the 3 o'clock parade?" (but what they really mean is when will the parade be coming by where I am sitting?)

So, to translate from above, here's what I think most people mean: HOW can the Medicare SmartStart Program be FREE? It seems too good to be true.

Here's my quick and simple answer...the Medicare SmartStart Program is my creation. I hold the trademark, which means I make my own rules and can determine how best to serve the community without outside influence. 

To be transparent, in 2015, we set up our corporation to be 1099 independent contractors and choose to accept a fixed fee-for-service, which is set each year directly by the Centers for Medicare Services (CMS). 

We are paid every two-weeks, based on the number of people who we successfully put through the Medicare SmartStart Program. Our fixed-fee is the same, irrelevant of how we help you, or which insurance plan we may help you compare and choose.

Said simply, I can actually provide better for my family by keeping things free to you, and focusing on over-delivering a better service and experience which exceeds your expectations, than providing a mediocre service to the masses.

Essentially, by serving people better, we have a bigger IMPACT and by default, make a bigger income. WIN-WIN!

What Makes The Medicare SmartStart Program Different From Other Options To Talk About Medicare?

For starters, we are a service-based company --- NOT a sales-based company.  

This means we have no affiliation with an Insurance Company, so you can trust that any conversation we have with you has no hidden incentive, no influence, and no conflict of interest...without question and without compromise.

And while everyone else starts with "Here's why you should buy our stuff," we do the complete opposite. We start with a conversation about you and your unique needs. We want you to share your situation and understand the benefits you are entitled to for all that money they've taken from your paycheck over the last decade or two.

The SOLE GOAL of my Medicare SmartStart Program is to take away all your fears and frustrations, so you can be confident you start Medicare smartly...by using the time-tested, step-by-step process hundreds of satisfied Western New Yorkers have relied on...giving you a safe, smart and successful way to make your move to Medicare simpler and easier --- which is what you want and deserve! (Who would've thought a place like this could exist!?)

Will Signing Up For Medicare Take Forever? I'm Still Working And I Just Need To Get This Done!

Typically, when you sign up for Medicare the traditional way, it takes upwards of 3 months to submit, process, approve and issue your Medicare Benefits.

When you rely on my Medicare SmartStart Program, we understand the value of your time, and have designed and developed our entire step-by-step program to make your move to Medicare as fast and painless as possible.  

In fact, our process to fill out and file your forms averages 3 weeks, not 3 months for approval (sometimes just 3 days!)

 As a courtesy to those still working, I do offer Friday and Saturday sessions. This way you can take a half-day Friday and get an early jump on the weekend, or wait until the weekend to not take time off.  

Can't I Just Do All This Medicare Stuff On My Own?

Absolutely.

And if you're a do-it-yourselfer, more power to ya' but my Medicare SmartStart Program is NOT for you, so don't schedule a session.

We get it. We aren't right for everyone.

Our philosophy is, "we can't help anyone who doesn't want to be helped."

If you are on the fence, the current program saves you over 20+ hours of valuable time from filling out and filing your Medicare forms, so you can actually spend your time on things you enjoy most, like golfing, gardening, grandkids or maybe going to Disney...and avoid the one thing you don't want to be spending any of your time on...Medicare.

 What Zipcodes Do Most SmartStart Program Particpants Live? 

How Far Are You Located From The Buffalo Social Security Office?

We are a short 17.3 miles (just 23 minutes), away from the Buffalo, NY Social Security office.

How Far Are You Located From The West Seneca Social Security Office?

We are a short 15.6 miles (just 20 minutes), away from the West Seneca, NY Social Security office.

Everyday It Seems Like I Am Getting Medicare Ads About "Attend A Medicare 101 Class," Stop Somewhere To "Simplify Medicare," Or To "Sign Up For A Virtual Medicare Seminar" ...Should I Trust Any Of Them?

If you have to ask, you probably already know the answer.

Here are my 3 tips you can use to questions that most people never know to ask...

1. Will the person, or place, be compensated by the company they work for? (conflict of interest to their conversation).

2. Are they offering a planning service, or selling you something? (look for third-party educational material VS branded sales material trying to sell you something specific from a certain company).

3. What other services do they offer? It is my belief to have documented authority, credibility and expertise, you must be focused on a single niche, not mediocre at many. (as the saying goes "jack of all trades, master of none).

I Don't Have The Time Or The Desire To Deal With Medicare Directly, So What's The Next Step To Schedule My Medicare SmartStart Session And Get Started?

It's easy! I've made a special scheduling page just for new participants with my Medicare SmartStart Program.

You Can Feel Confident Knowing What To Do With Medicare.

I Can Take Away The Stress Of Trying To Tackle It On Your Own.

Figuring out all the fine print with Medicare doesn't need to feel stressful. You don't have to spend your scarce free time at home, alone, in isolation, relying on your own assumptions and hit-or-miss guesses, attempting to do-it-yourself.

Confidently knowing exactly what to do (and when) with Medicare is the key to avoiding future fines and fees and only my Medicare SmartStart Program will show you how.

If you don't have the time or the desire to deal with Medicare directly, and want a BETTER, SMARTER, time-saving solution to short-cut hours of your own trial and error so you know --- without question --- you aren't messing anything up making a mistake...

Let me put my proven Medicare SmartStart Program to work for you. 

Click the link below to take the next step and schedule a complimentary Medicare SmartStart Strategy Session with me --- it's that easy!

You Can Feel Confident Knowing What To Do With Medicare.

I Can Take Away The Stress Of Trying To Tackle It On Your Own.

Figuring out all the fine print with Medicare doesn't need to feel stressful. You don't have to spend your scarce free time at home, alone, in isolation, relying on your own assumptions and hit-or-miss guesses, attempting to do-it-yourself.

Confidently knowing exactly what to do (and when) with Medicare is the key to avoiding future fines and fees and only my Medicare SmartStart Program will show you how.

If you don't have the time or the desire to deal with Medicare directly, and want a BETTER, SMARTER, time-saving solution to short-cut hours of your own trial and error so you know --- without question --- you aren't messing anything up making a mistake...

Let me put my proven Medicare SmartStart Program to work for you. 

Click the link below to take the next step and schedule a complimentary Medicare SmartStart Strategy Session with me --- it's that easy!
medicare help sign up for Medicare Part B Erie county
Who Is Andrew Hibbard?
Since 2015, Andrew has helped over 850+ Western New Yorkers through his nationally recognized Medicare SmartStart Program, taking away all the stress from folks trying to tackle Medicare on their own. His impressive record of success has been gotten Andrew featured in Forever Young Magazine and the BEE Group Newspapers, exclusive interviews on WECK Radio's Senior Matter's Program, and author an #1 Amazon best-selling guidebook on the subject, "Starting Medicare Smartly," revealing how the rules specifically and significantly differ for NY residents versus other states.

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